NEW TOOL COULD HELP LOWER PLAN MEMBER DRUG COSTS

FutureScripts® recently launched PreCheck MyScript, a new digital tool that gives in-network doctors access to: view their patients’ prescription drug benefits to determine the most affordable medication options easily; access information on lower‑cost alternatives for high‑cost medications, when available; review prior authorization requirements before prescribing medication and request prior authorization immediately through the tool....
Read More
Tagged under: , ,

HOSPITAL INDEMNITY PLAN

High deductibles and copays for hospital stays can be tough to manage. The cost of hospital stays in the U.S. has doubled over the last 15 years to an average of $2,200 per day.* And this number does not even include the cost of major procedures, ambulance fees, and other charges that may apply. That’s why we offer our customers the option to choose a Guardian® Hospital Indemnity Plan that can help bridge the gap between their plan members’ health coverage and their out-of-pocket costs when an illness or injury leads to needed treatment at a hospital....
Read More
Tagged under: , , ,

SELF-FUNDING MAKES SENSE

Why self-funding? The health care landscape has changed dramatically over the past few years. The Affordable Care Act (ACA), regulatory changes, and the movement to stem rising costs have employers evaluating their options. The flexibility of a self-funded plan may be the best way to address these new challenges. That’s why more and more employers are turning to self-funding for strategies that help control costs and improve health....
Read More
Tagged under: , , , , , ,